Proverbs 21:20 – In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.
This proverb is about saving for the future. Easy credit has many people living on the edge of bankruptcy. The desire to keep up and to accumulate more pushes them to spend every penny they earn, and they stretch their credit to the limit. But anyone who spends all he has is spending more than he can afford. A wise person puts money aside for when he or she may have less. God approves of foresight and restraint. God’s people need to examine their lifestyles to see whether their spending is God-pleasing or merely self-pleasing.
Proverbs 21:21 He who pursues righteousness and love finds life, prosperity and honor.
Those who pursue “righteousness” and “mercy” receive more than they seek.
We have read repeatedly that righteousness is being in right standing with God. We also have read many times that it is Jesus’ righteousness that we take on. We must accept Jesus as our Savior and we have righteousness. But this speaks of a walk (followed) in that righteousness and mercy.
We are told to be merciful because Jesus was merciful to us first. Righteousness, mercy, and honor for us are a by-product of our salvation.
Under Gods Command 